Shutdown Day 31: Is There an End in Sight?

By now, most federal employees are feeling the weight of the ongoing shutdown.

And if you’re wondering, “When might this actually end?”—you’re not alone.

What We’re Watching

While no formal resolution is in place, several indicators are pointing to a potential mid-to-late November resolution.

Here’s why:

• Temporary funding talks: Congress is exploring a continuing resolution (CR) to keep things running until November 17 or November 30.

• Political pressure is mounting: The longer the shutdown stretches, the more disruption it causes — from missed paychecks to delayed services — and lawmakers are hearing about it.

• Holiday deadlines matter: Historically, shutdowns don’t survive long past Thanksgiving. Congressional recesses and year-end budget deadlines tend to speed up resolutions.

What This Means for You

If you’re still working:

Expect continued uncertainty — but no major changes to your TSP contributions unless you’re furloughed.

If you’re furloughed:

• TSP contributions pause along with your paycheck.

• You can’t make loan payments from outside accounts (but interest continues to accrue).

• Markets may be volatile — but pulling out of funds now often means locking in penalties.

Best,
—FWR