- Federal Wealth Retirement Newsletter
- Posts
- š³ 27% of Boomers Have Nothing Saved for Retirement
š³ 27% of Boomers Have Nothing Saved for Retirement
A recent survey found that more than 1 in 4 Baby Boomers have no retirement savings at all.
These are Americans on the doorstep of retirementāwith decades of work behind themāand yet theyāll rely entirely on Social Security, family, or part-time work to get by.
But hereās the part no one talks aboutā¦
Even those who do save are far from safe.
The Silent Threat Most Retirement Planners Miss
Itās not just about how much you saveāitās about what your savings are actually worth when you need them.
Over the last 20 years:
š The dollar has lost more than 30% of its purchasing power
š Inflation has outpaced many āsafeā bond-heavy retirement portfolios
šø Government spending, debt, and monetary policy have put pressure on traditional savings vehiclesāespecially pensions and TSPs
So yes, you can max out your TSPā¦
ā¦but if the value of the dollar keeps declining, what will it really buy you at 75?
Thatās Why More Federal Employees Are Turning to Hard Assets
One option gaining traction:
Rolling over a portion of your TSP into a Gold IRA.
Why?
ā
IRS-compliant
ā
Penalty-free (if done correctly)
ā
Diversifies your savings outside of traditional market and government-backed assets
Gold has historically held its value through economic shocks, inflation, and geopolitical volatilityāall the things that make retirees (and federal employees) nervous about the future.
š Want to See How It Works?
We partnered with Advantage Gold to help federal employees like you understand how a TSP-to-Gold rollover worksāand whether it makes sense for your strategy.
Thereās no cost, no pressureājust a clear look at an option designed to protect what youāve already earned.
Saving for retirement is critical. But protecting what you save is just as important.
Donāt just build a nest eggābuild one that survives whatās coming.
āFederal Wealth Retirement